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Insurance operations, online

Transform the insurance buying experience for your customers

A suite of digital insurance solutions for agents and brokers, MGAs and MGUs, insurance companies, underwriters and marketing reps — quoting, market matching, binding and payment in one cloud platform.

1MProfessionals in the proprietary database — nearly a million, and growing
4 stagesMarketing, underwriting, binding and payment in one system of record
CCPA + GDPRCompliant with California and European rules — even where we need not be

What we do

Your trusted technology partner to increase your insurance transactions

Our cloud-based marketing, underwriting, binding and payment platform empowers insurance agents and brokers, MGAs and MGUs, and underwriters to deliver a best-in-class insurance buying experience that meets the industry's most stringent security requirements.

Most insurance software solves one step and hands you back to a spreadsheet. Kiv Broker keeps the whole transaction: the customer finds you, the risk is matched to the right market, the documents are generated and signed, and the money moves — with the backroom operations handled in the same place, closer to a payments dashboard than to a legacy agency management system.

The platform end to end: customers and partners enter through dynamic quote forms, APIs, public profiles or the marketplace; the cloud platform carries quoting, market matching, document generation, payments and reviews; and the user sees a quote bound and paid, leads matched to their speciality, and a public profile that ranks on search.
Entry points at the top, one platform in the middle, outcomes at the bottom.

The product suite

Everything from the first quote to the last dollar

For MGAs

Online forms & appointments

Fully customised dynamic forms so customers can serve themselves 24/7 — either to find a rate, or to subscribe to a product in a few clicks. Payment and legal document generation are handled for you, and you collect at the end of the month.

How it works
For MGAs

Prospecting suite

Automated email and text campaigns for current and prospective clients, plus integrated appointment management so the follow-up does not live in someone's inbox.

How it works
For MGAs

APIs

Specialised in one line of business? Get real-time quotes from the largest carriers in the industry and start selling life, Medicare, personal lines and others through our APIs.

How it works
For MGAs

On-demand back-end

Databases, APIs and infrastructure components provisioned to your needs, scaling automatically as activity grows — so you do not have to hire a technical team to get a secure back end.

How it works
For agents & brokers

Review aggregator

Unbiased reviews from customers, brokers and partners, with an engine that strips spam and aggregates what you are actually best at.

How it works
For agents & brokers

Search and website optimization

We manage your Google Business profile and can rebuild or improve your website on an AWS-based infrastructure that holds up under traffic.

How it works

They support Kiv Broker

What people who know the founder say

These are the endorsements published on the site, reproduced with the names and titles as given.

“JB Duler was a trusted advisor to my co-founder and I when we started Okta over a decade ago. I couldn't think of a better person who knows the insurance industry inside out. I look forward to following Kiv Broker's successes.”
Frederic KerrestExecutive Vice Chairman, Chief Operating Officer & Co-Founder at Okta
“For me and other mid size specialized insurance brokers, Kiv Broker™ is game changing. For example we are the top insurance specialist for hot rods… We want to handle more of that business and are happy to send leads to others for anything that is not core to our business.”
Rob O'NeillOwner/Collector, Hot Rod Insurance Services, Inc.
“I have crossed paths with JB Duler when he was an Executive at CIGNA, when I was teaching at Wharton he was my student, and when I served on the Board of Advisors when he founded Esurance. Kiv Broker™ makes total sense for the financial services industry.”
Norman BagliniPresident and CEO Emeritus, Insurance Institute of America
“In 1998, JB founded Esurance and Gunderson Dettmer served as counsel… We can provide targeted, vetted, and timely referrals to other professional service providers. Kiv Broker™ may be the missing tool to do this.”
Robert V. Gunderson, Jr.Founding Partner & Chairman, Gunderson Dettmer

Portrait photographs published alongside these endorsements are not reproduced on this site.

Two columns: what Kiv Broker deliberately does not do — no social share buttons, no social sign-in, no sale of personal data, no card data stored; and what it does instead — CCPA and GDPR compliance by default, conversations archived on the platform, escrowed payments, and verified humans ranked on results.
A shorter list of integrations, on purpose.

Security & privacy

Fewer third parties, by design

Security and privacy are at the core of what we do — which mostly means refusing things that would be easier to add.

There is no like button, no share widget, no sign-in with Google, LinkedIn or Facebook. Those integrations exist to track people across the web, and adding them would quietly undo everything else.

Payments run on Stripe, the largest and most widely used payments API, and card details never reach us. Conversations and documents stay on the platform, archived and compliant with both CCPA in California and GDPR in Europe.

Start free

One platform to manage your business

A public profile costs nothing and stays free for as long as you want it. Premium adds the reviews, the automation and the marketplace at $39 a month billed annually. Browsing leads is a separate $9 a month.

Ready to get started?

Request a demo for free to see how we transform the insurance buying experience.