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About us

Kiv Broker brings efficiency to financial services professionals

Built around a community of professionals who exist to solve problems for their clients — consumers, businesses or public agencies.

The community

Trust, reviews, and leads that go both ways

You will be invited to join the Kiv Broker community after you sign in. It is built around trust, and each player receives reviews from their customers and partners in deals.

And do not forget that the general counsel of a mid-size company could be a partner in a law firm tomorrow. You can either provide leads for others or get leads — and you can do both.

That is the whole design: a professional network where the reputation you build with one counterparty follows you to the next, because the ranking is public and earned on results.

A lead posted, matched to a provider, paid into escrow, and rated by both sides so the ranking improves future matches.
Every interaction feeds the community's ranking.

Our founder

JB Duler

An engineer (Mining and Applied Math) and finance MBA from Wharton who has spent most of his career in the financial services industry — from AXA/Equitable in Europe, to FM Worldwide, to CIGNA / ACE / Chubb in Europe and in the United States.

  • EducationEngineering (Mining & Applied Math), MBA Wharton
  • Earlier careerAXA/Equitable · FM Worldwide · CIGNA / ACE / Chubb
  • Best known forFounder and first CEO of Esurance
  • Also foundedA consulting and insurance firm, sold to AJ Gallagher
  • Licences heldAll 50 states, P&C / health & benefits / life & accident; FINRA Series 6 and 63

You can learn more about JB on LinkedIn.

In his own company's words

Never happy with the status quo, he is known in the United States as the founder of Esurance and served as its first CEO. Esurance is now a $1.5B company, part of Allstate.

He also founded a consulting and insurance firm that he ran for ten years before selling to AJ Gallagher (AJG), the third largest insurance broker in the world.

He is or has been licensed in all 50 states for Property & Casualty, health and benefits, life and accident, and held a Series 6 and 63 licence from FINRA. He served on the board of one of the largest insurance clusters in the country.

He is also behind the first two software companies leveraging smartphone data to analyse driving — in 2011. He now regrets that.

As CEO and CFO of several companies and non-profits, he has worked with lawyers, accountants, brokers, appraisers, PR consultants and asset managers. Kiv Broker is the system that came out of those conversations.

The company

At a glance

2018Founded
SausalitoCalifornia, United States
KivFinance, Inc.Legal entity
2–10People

What we do

Kiv Broker powers insurance operations on the Internet. Our SaaS includes quoting engines, security and compliance, intelligence, payment systems and backroom operations — closer to a payments dashboard than to a traditional agency management system.

We are not an insurance provider and are not responsible for the provision of insurance policies.

Where we are

150 Harbor Drive #564
Sausalito, CA 94965
United States
Telephone (415) 226-6732

Company details are the ones the company publishes on its own pages and in the California business register (Kiv Finance, Inc., entity C4275849).

What we believe

The community is the product

Financial services is a complex world where the quality and skills of the individual make the difference, and where long-term relationships are based on trust and results.

Software can make a quote faster, but it cannot tell you whether the person on the other side knows their subject. That is why the ranking, the reviews and the archived conversation matter as much as the quoting engine — and why we are deliberately slow to open the door to anyone who has not verified who they are.

  • We are building a totally voluntary system, compliant with state and federal law
  • We are 100% compliant with California and European Union rules, even where we need not be
  • We do not sell your personal data to third parties
  • We do not offer sign-in through Google, LinkedIn or Facebook
  • We keep discussions on the platform, because that is what protects both sides

About this site

This is an independent presentation of Kiv Broker, rebuilt from the company's own published material: its LinkedIn company page, its archived website (captured by Common Crawl in 2021 and 2022 while kivbroker.com was live), and the California business register.

It is not the company's official website and is not affiliated with or endorsed by Kiv Finance, Inc. No prices, capabilities or claims appear here that the company has not published. The company's own domain, kivbroker.com, is currently not resolving, so the original site can no longer be reached directly; where this site reproduces copy, it is the copy that was archived while the site was live.

Product names, the Kiv Broker™ wordmark and the Kiv Broker brand belong to their owner and appear here only to identify the company and its products. The original logo file and the portrait photographs of the people quoted on the home page were not recoverable from any archive; the wordmark on this site is a redraw in the brand palette, and the endorsements are shown as text without portraits.